We Help British Business Owners To Thrive
We’re here to get you the stock to meet the season. To take care of the invoices to keep your business moving forward. To keep your people paid and productive.
Whatever you need to get to the next quarter and the next level, we’re here to help.
We’ve Got The Flexibility To Help With Funding
Traditional loans don’t work for UK business owners, they work for banks. We’re entrepreneurs who have faced what you’re facing, and we know that banks can’t and won’t help small businesses with small business problems:
- Stalled cash flow.
- Supplier invoices piling up.
- Payroll problems.
- Needing cash to buy the stock to make the cash
Or sometimes there is a great opportunity for growth, but not enough supporting capital to take that opportunity.
We’ve been through what you’re going through and we came out the other side because we know that cash flow is solvable.
You don’t have to do it all alone. See how much you qualify for.
3 Funding Solutions to Assist Your Cash Flow
Business Cash Advance (BCA)
BCA is an unsecured lump sum loan with weekly repayments, structured as a fixed fee rather than interest. No card terminal is needed.
- 3 – 6 months standard terms
- Competitive, scaling commission structure
- Available to homeowners
- £25k Minimum monthly revenue
Range: £15k – £250k
Merchant Cash Advance (MCA)
Repayments are tied to your business card takings and flex with your revenue. During busier weeks you pay more and in quieter times you pay less.
- 4 – 9 months standard terms
- Requires an active card terminal
- Available to homeowners
- £15k Minimum monthly revenue
Range: £15k – £250k
Selective Invoice Financing (SIF)
You choose specific invoices and can receive 80% upfront within 48 hours, with the balance, minus fees, paid when the invoice settles.
- Choose which invoices to fund
- Up to 80% of invoice value upfront
- Same-day funding once facility is set
Range: Up to £250k
How do I Apply for Funding with Funding Alternative?
Ready to grow your business with funding from Funding Alternative? See how much you qualify for today!
Need some more information first? Fill in a contact form and we will be in touch with you regarding your funding requirements.
Have all the paperwork and information ready? Apply directly online.
See What You Could Receive
Pick the product that suits your business and move the slider to see an instant, no-obligation estimate. When you're ready, apply in minutes and we'll take it from there.
- Merchant cash advance, business cash advance or invoice finance
- Instant, no-obligation estimate
- Apply in minutes
You could be eligible for*
£45,000
Of every £100
£85 yours
Weekly repayment
£5,576.92
Total
£145,000
80% up front, the rest when your customer pays.
Paid to you now
£8,000
Back later*
£1,600
*Further terms available on application. Subject to status.
How We Have Helped UK Businesses With Funding
Funding alternative has helped hundreds of businesses with funding over the past years. From gyms to IT Companies, restaurants and pubs, and everything in between.
No matter the industry you are in, our team is ready to assist!
Trusted Brands We Work With
WorldPay
Exceptional payments technology and expertise for businesses.
Rated on Trustpilot
Positive reviews from businesses and brokers on TrustPilot.
Receipt Bot
Receipt Bot converts PDF bank statements into structured data for analysis.
Transunion
Transunion offers total credit protection all in one place from credit alerts, credit reports and credit scores.
Square
Use Square to manage your cash flow, for checking and savings accounts and for small business operations.
Elavon
Solutions built to meet your needs now and scale with your business as it grows.
SumUp
Keep payments simple and reliable, so your business can keep the neighborhood buzzing.
The Latest News & Information For UK Businesses
What Is Revenue-Based Finance and How Can It Help Your Business Grow?
Find out how revenue-based finance works, how repayments can follow your income, and whether it could help you fund your next stage of business growth.
August Newsletter
For businesses operating in property and estate-related sectors, having access to capital at the right time can be crucial.
Turn Outstanding Invoices into Growth Capital
Learn how selective invoice finance turns unpaid invoices into working growth capital for stock, hiring, marketing and more. Find out how it works.
We know the challenges entrepreneurs face because we’re entrepreneurs too. We’re more than a source of funding; we’re a partner who understands your vision and supports your ambition.
Our approach combines financial flexibility with genuine understanding and a human touch. It’s about more than just money, it’s about moving forward together.